Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Easy to use app with great rates

5
Easy to use app with great rates Reviewed on: 20th March 2025

Chip is a very good app.

5
Chip is a very good app. I will gladly recommend the app to all and sundry; Family, Friends, and colleagues. Kudos chip. Excellent performance from chip Reviewed on: 20th March 2025

Problem free banking.

5
It has been problem free in all aspects of deposits and withdrawals. Reviewed on: 20th March 2025

CHIP the best and safest way to save online.

5
I joined chip few years ago, and I find they are the most reliable out of Banks, and Building Society’s. Easy access, to withdrawals. Never had a problem with CHIP. I would recommend Chip to everybody, and have done. Reviewed on: 20th March 2025

Good rate of returns, plenty of communication, decen...

5
Good rate of returns, plenty of communication, decent product range Reviewed on: 20th March 2025

Easy to use and reliable.

5
Easy to use and reliable. Was simple to set up and has good safe platform to use online Reviewed on: 20th March 2025

Very easy to useo at investments. ld.

5
Very easy to use and look at overall investments held. Competitive rates and accessible funds Reviewed on: 20th March 2025

Easy and simple to use.

5
Easy and simple to use. Does what it says, provide a good choice of investments Reviewed on: 20th March 2025

Relatively easy to set up with interesting funds and...

5
Relatively easy to set up with interesting funds and ISAs to explore Reviewed on: 20th March 2025

Banking that speaks my language

5
I’ve been with chip since the beginning. They are a very friendly bunch l, who speak in easy to understand terms and are approachable and helpful. It’s easy with them to save and then get access to my money when needed. Reviewed on: 20th March 2025