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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

So easy to use!

5
So easy to use! All very straightforward and the running tally of interest accrued each month is brilliant! Reviewed on: 20th March 2025

It’s helped me save nearly £4K in less than 2 years!

4
It’s helped me save nearly £4K in less than 2 years! Reviewed on: 20th March 2025

Very reliable to keep savings in

5
Good rates. Instant withdrawals. Easy to use. Appealing interface. No problems Reviewed on: 20th March 2025

Smooth and easy to open

5
I opened the acct, it was really easy to do, easy to verify my account . Easy to set up transfers from my main acct to the CHP acct Reviewed on: 20th March 2025

I like Chip as it helps me manage my money more effi...

5
I like Chip as it helps me manage my money more efficiently. The app is easy to use, and the freedom to withdraw and deposit provides me with a sense of security. They continue to expand their services, which is great to see, and I hope they can assist me in continuing to manage and grow my wealth. Reviewed on: 20th March 2025

Very efficient and professional.

5
Very efficient and professional. Always on the ball. Reviewed on: 20th March 2025

Used for years always good interest rates and app ea...

5
Used for years always good interest rates and app easy to use Reviewed on: 20th March 2025

.My connection

5
I love that chip connects to my bank account making transfers easy. Reviewed on: 20th March 2025

Great team always willing to assist

5
Great team always willing to assist Reviewed on: 20th March 2025

Competitive, easy and quick

5
Easy sign up. Clear instructions and ease of use. Instant transfers to bank. Competitive interest rates. No constant emails. Reviewed on: 20th March 2025

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