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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
87% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great savings

5
I’ve been saving with Chip for awhile and find the experience very easy and convenient, there’s never any limitations and the interest rates are always fantastic Reviewed on: 20th March 2025

The autosave feature is particularly attractive.

5
The autosave feature is particularly attractive. It is automatic, adjustable to current needs, and has helped me to save hundreds of pounds which I might not have done without it. Reviewed on: 20th March 2025

Easy & painless saving!

5
I have been saving with Chip for a few years now & it has always been an easy process & I love that they help with the auto-saves, it makes saving painless & easy! Reviewed on: 20th March 2025

Does what you need it to

5
Easy to use interface, not overly rammed with features like some other banking apps Reviewed on: 20th March 2025

Exceptionally easy to use App.

5
Exceptionally easy to use App. Very good interest rates. Reviewed on: 20th March 2025

Great bank!

5
Good rates, app easy to use and customer service quick response Reviewed on: 20th March 2025

I have three accounts with Chip.

5
I have three accounts with Chip. Their interest rate is good and their auto saving feature is excellent. I feel that my money is in safe hands and I will continue to use Chip. I would feel confident in recommending Chip Reviewed on: 20th March 2025

So easy to use!

5
So easy to use! All very straightforward and the running tally of interest accrued each month is brilliant! Reviewed on: 20th March 2025

It’s helped me save nearly £4K in less than 2 years!

4
It’s helped me save nearly £4K in less than 2 years! Reviewed on: 20th March 2025

Very reliable to keep savings in

5
Good rates. Instant withdrawals. Easy to use. Appealing interface. No problems Reviewed on: 20th March 2025

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