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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
87% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Super easy to set up, communication is great, and I...

5
Super easy to set up, communication is great, and I get a good rate on my savings. Highly recommended! Reviewed on: 20th March 2025

Used to have great interest rates and incentives.

4
Used to have great interest rates and incentives. Could do better like they used to be at the beginning Reviewed on: 20th March 2025

Easy to use, the app is user friendly and looks great

5
Super easy to use, the app is user friendly and looks great. I use savings and stocks and shares ISA. Lots of helpful tools and easy to get guidance and support. Reviewed on: 20th March 2025

App is easy to use and great help when needed

5
Great help. Very easy to use the app is and have lots of friends on it Reviewed on: 20th March 2025

I start my chip account with a £30 offer from Vodafo...

5
I start my chip account with a £30 offer from Vodafone just to get the free money ,but have set up the regular automatic deposits and have managed to save the most money I ever have. Reviewed on: 20th March 2025

Thank you!

5
Brilliant app. Massively helping keeping savings building! Reviewed on: 20th March 2025

Overall review

5
Excellent app and easy to use. Very happy with the rates for the cash ISA andinstant saver Reviewed on: 20th March 2025

Easy to use app, great rates!

5
Easy to use app, great rates! Staff I dealt with were competent and resolved my issue quickly! Reviewed on: 20th March 2025

I started using the chip app after recommendation...

5
I started using the chip app after recommendation from Martin Lewis,been using for over 12 months it's great for saving I have linked my bank account which makes it easier to transfer. Reviewed on: 20th March 2025

Great App

5
Good interest rates. Easy to use App. Quick to respond to any questions. Reviewed on: 20th March 2025

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