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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
87% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Excellent service all round.

5
Excellent service all round. I'm very happy with Chip and helping me save and invest to make more money . Reviewed on: 20th March 2025

Excellent app, very configurable and you're in contr...

5
Excellent app, very configurable and you're in control of your money. Fast withdrawals and deposits Reviewed on: 20th March 2025

Great app, so easy to use.

5
Great app, so easy to use. Very secure Reviewed on: 20th March 2025

Great bank and app

5
The Chip app is by far the easiest and most straightforward app I use for banking. It's easy to transfer money in, withdraw funds, and see how much interest is pending each day. Really great at helping me keep track of and grow my savings. Reviewed on: 20th March 2025

makes me want to save more

5
I Love the app, it makes me want to save more when I see how much I make in interest so clearly Reviewed on: 20th March 2025

No spare cash available to save? Think again!

5
I was always overdrawn at the end of the month, so I didn't even think about savings... Then along came Chip! It's so clever the way it works out how much (or how little) you can regularly put away into savings. I don't even notice the automated amounts taken from my account, and the pennies soon mount up. I am always happily surprised when I check my Chip account and see that i have actually managed to save! The goals you can set yourself are a great motivator and makes saving actually enjoyable! Reviewed on: 20th March 2025

An easy to use App with great savings rates

5
An easy to use App with great savings rates Reviewed on: 20th March 2025

Easy way to build your savings.

5
Easy way to build your savings. Easy to use App. Good up to date information. Reviewed on: 20th March 2025

Easy to set up & use, transfer & great rates

5
Easy to set up & use, transfer & great rates Reviewed on: 20th March 2025

Great way to save

5
Easy to use. Great way to save. Good customer service. Competitive interest rates Reviewed on: 20th March 2025

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