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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Review Chip

5
Really good savings rates and interest alwY added on time Reviewed on: 20th March 2025

No problems easy to use.

5
No problems easy to use. Good rates Reviewed on: 20th March 2025

Fantastic Progress by Chip

5
Really happy with the progress they have made both as an institution and with my investments. Reviewed on: 20th March 2025

Clear and easy to use - good rates

5
I find Chip very clear and easy to use Reviewed on: 20th March 2025

I’ve used Chip for years and it’s helped me save so...

5
I’ve used Chip for years and it’s helped me save so much more than I would have done. It’s incredibly easy to use and does what it sets out to do painlessly. Highly recommended app that my family and friends use too. Reviewed on: 20th March 2025

Great app, easy to use and great comms.

5
Great app, easy to use and great comms. Reviewed on: 20th March 2025

Chip banking

5
Very easy to save with and instant access to funds on withdrawal. App works seamlessly with the bank app Reviewed on: 20th March 2025

Great app!

5
Like the way the app tells you how much of your annual ISA allowance you have used. Reviewed on: 20th March 2025

Excellent interest rates on savings.

5
Excellent interest rates on savings. Good range of investment funds. Reviewed on: 20th March 2025

I've used Chip for about 6 years now and it's been t...

5
I've used Chip for about 6 years now and it's been transformational for both my regular cash savings, but also it lowered the mental barrier I previously had about investing in stocks and shares. The S+S ISA has been a great introduction to investing and I really like the flexibility to balance my portfolio to fit my goals. Reviewed on: 20th March 2025

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