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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

GREAT SAVINGS APP

I have used Chip as my savings partner for the past 4 years. Brilliant interest rate with instant access, what more could I ask for.Also the App has great functionality twined with ease of use. Reviewed on: 20th March 2025

Love the simplicity of chip

Love the simplicity of chip opening accounts, moving money and the money tips Reviewed on: 20th March 2025

The Chip Savings app is a game-changer

The Chip Savings app is a game-changer for anyone looking to effortlessly save money. Its user-friendly interface makes setting up savings goals a breeze, and the app automatically analyzes your spending patterns to transfer small amounts into your savings, making it feel like you’re saving without even trying. The AI-driven feature that optimizes savings based on your financial behavior is incredibly smart, ensuring that you're always putting aside the right amount without impacting your day-to-day life. The app also offers seamless integration with your bank accounts, giving you a complete view of your financial health. Notifications are helpful but not overwhelming, keeping you informed without being intrusive. Plus, the option to round up transactions to the nearest pound or dollar and save those spare change amounts is a brilliant touch. Whether you're saving for a big purchase, an emergency fund, or just want to build better financial habits, Chip helps you do so with ease and confidence. It's the perfect tool for anyone who wants to save without the stress. I highly recommend it to anyone looking to make smart, effortless savings! Reviewed on: 20th March 2025

Easy way to start saving

Easy to use app, great rates for saving making building wealth a doddle. Access to some great savings plans. Reviewed on: 20th March 2025

Useful easy to use app with good product offering

Have used chip for years, it has competitive rates on savings accounts and is easy to use Reviewed on: 20th March 2025

Easy to use, great rates and top tier customer servi...

Easy to use, great rates and top tier customer service - Can't fault Reviewed on: 20th March 2025

Competitive interest rates

Generally speaking being a septuagenarian I’m more concerned about interest on savings than investments and Chip have some very competitive rates. Reviewed on: 20th March 2025

Very happy with the services.

Very happy with the services. Customer support is always helpful and provides quick advice. Reviewed on: 20th March 2025

Chip is tops!

Chip has revolutionised my savings experience with its Smart user friendly app that helps me see how much interest I’m generating in real-time. Reviewed on: 20th March 2025

Chip provide an excellent range of savings products

Chip provide an excellent range of savings and investment products with great customer service. Reviewed on: 20th March 2025

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