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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
89% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Very easy to understand .

5
Very easy to understand .i love the little and often investing . I hardly feel it and don’t have to go out of the house to do it x Reviewed on: 20th March 2025

Easy to use app, connect to bank and transfer money...

5
Easy to use app, connect to bank and transfer money instantly and smoothly. You can set up recurring transfers so saving becomes automatic. They are great for advice and have an easy introduction to investing. Reviewed on: 20th March 2025

Really easy to use.

5
Really easy to use. Handy to have the access to be able to save up based on your bank balance each month. Reviewed on: 20th March 2025

Excellent fintech app easy to use and great customer...

5
Excellent fintech app easy to use and great customer service Reviewed on: 20th March 2025

Great savings rate, UX and service

5
Great UX, very easy to navigate and good savings rate provided (one of the best out there) Reviewed on: 20th March 2025

Fair banking

5
Good rates without having to move your money around Reviewed on: 20th March 2025

Chip is brilliant

5
Chip was easy to set up. Simple getting my card through. And I like that you have to use the app to get your card details or information so it is safe in that way. And you get rewards for spending and also saving. Reviewed on: 20th March 2025

Chip is a great app

5
Chip is a great app, easy to navigate and yse and they provide informative email updates and reminders too. The rates of return on different types of investment are easy to see, I’ve recommended it to friends and family and they’ve started using it too! I can’t recommend it enough other than to suggest trying it yourself! Reviewed on: 20th March 2025

Savings online without the high street hassle

5
The overall chip journey from getting on board and using the app for both saving account options / Isa transfers and stock market investments has been easy to navigate and offers affordable online secure saving that’s innovative from a young dynamic team Reviewed on: 20th March 2025

Very easy to use and high interest rates compared to...

5
Very easy to use and high interest rates compared to others Reviewed on: 20th March 2025

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