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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Friendly and always explains in details.

Very friendly and explains everything in details and leaving no unanswer to questions. Also in contact to provide new products and explaination. Reviewed on: 20th March 2025

Good interest rate.

Good interest rate. Easy to deposit and retrieve money. Good security. Reviewed on: 20th March 2025

Chip makes everything easy!

Chip makes everything easy! I love the auto round up savings and the fact I can be flexible with the levels of auto save based on my situation at the time. The autosave function really adds up! Reviewed on: 20th March 2025

Simply worth the money been with them for years

Simply worth the money been with them for years Reviewed on: 20th March 2025

Would thoroughly recommend

The Chip app is straight forward to use, easy to native and monitor your portfolio. The interest rates are transparent and very competative. Their customer support is great. I initally opened one account and now have an ISA as well as Savings. Would thoroughly recommend. Reviewed on: 20th March 2025

It's all easy peasy...

It's all easy peasy, you get a reasonable rate and hassle free. Reviewed on: 20th March 2025

Good rates always on the money regarding interest pa...

Good rates always on the money regarding interest payments/ always kept informed about different investment opportunities// concise and clear information Reviewed on: 20th March 2025

Fantastic app & offers

Chip has been a great asset for me personally and with my business. I’ve never been a great saver, but chip made it easy and provided some of the best deals I’ve seen on the market! Reviewed on: 20th March 2025

A fantastic and hugely valuable tool

I have been using Chip for several years now and it’s been a fantastic asset in enabling me to save without feeling like it’s a stretch. As a result of using Chip, it has helped me to purchase an engagement ring for my now Wife, we purchased our amazing Cockapoo with savings in Chip and it’s even funded a few trips away with friends. I couldn’t recommend it enough! Reviewed on: 20th March 2025

Easy and efficient to save and nice user experience.

Easy and efficient to save and nice user experience. Excellent customer service - I had my phone stolen whilst abroad and chip were great at helping me secure my account and gave me peace of mind. The interest rates are competitive and I like how easy it is to withdraw money to my bank account and deposit money into chip. Overall a great bank! Reviewed on: 20th March 2025

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