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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy to use app that helps you save and invest.

Easy to use app that helps you save and invest. You can set up different saving goals and allocate how much of your regular savings you want to go to each goal. It’s easy to set up regular payments and auto-saves so you don’t need to think about transferring your money every month. There are different types of savings account to choose from with different types of benefits. I find the rates are on average better than what you’d get in a high street bank. The prices are fair and the app works well. I’ve hardly ever had any issues with it, and any that I’ve had have been resolved easily by customer support. I’m currently not using the investment option but am looking to do so in the future. Reviewed on: 20th March 2025

Since I started saving with chip My money as grown s...

Since I started saving with chip My money as grown so much more than any other Bank Reviewed on: 20th March 2025

Tidy Sum Accumulated

Have been amazed by the encouregemnt and motivation towards growth in investing my disposible income , after uitilities and cost of living expenses . How quick a tidy some accumulates . Reviewed on: 20th March 2025

Excellent products

Straightforward and easy to use, the team are quick to respond and helpful when needed, good rates and they keep me informed of any better deals Reviewed on: 20th March 2025

CHIP - gently saving me from growing old poor

- Good interface. Great saving vehicles and lots of choice. Reviewed on: 20th March 2025

Using Chip, I found it easy to love money around in...

Using Chip, I found it easy to love money around in the app as well as withdraw it when necessary. Reviewed on: 20th March 2025

Chip provided good interest rates on savings

Chip provided good interest rates on savings for a while and the app was relatively easy to use for simple tasks but it took too long to receive replies to questions and was difficult to speak to anyone by phone for queries which did not have an easy solution on the app. Reviewed on: 20th March 2025

Easy to use app.

Easy to use app. Whilst it is Quick to add and transfer funds along with reasonable interest rates. Reviewed on: 20th March 2025

Best banking app I’ve used. Great benefits

I am very pleased to have come across Chip, it was great to be invited by a family member by referral and receive a boost in interest. Since opening my chip account it has helped me to secure a property as a first time buyer. I haven’t had any problems with the platform and I hope they will remain as excellent as they have been so far. I find using their app a breeze! Reviewed on: 20th March 2025

Very user friendly.

Very user friendly. Easy to move and open new accounts. Have even recommended it to my partner Reviewed on: 20th March 2025

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