Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
89% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Brilliant app and service, highly recommend

5
Brilliant app and service, highly recommend Reviewed on: 20th March 2025

Fast professional friendly service with sound advice...

5
Fast professional friendly service with sound advice when needed Reviewed on: 20th March 2025

Good rates, and a very simple account to use.

5
Good rates, and a very simple account to use. Reviewed on: 20th March 2025

I started my wealth journey!

5
Chip has helped me start saving and begin my wealth journey. For once in my life I have an emergency fund that’s always there when I need it. It’s simple to use and I love how it shows you your progress. I’ve also won prizes just for holding money in a savings account! That’s amazing! Reviewed on: 20th March 2025

Informative and progressive investment

5
Very open and informative about their products …always updates you of things going about your account. The value has always been great and the incentive is there for a progressive investment.i will always choose them against any other competitors there in the market . Reviewed on: 20th March 2025

Great App & Product

5
App is great and easy to use, only had to contact customer care once via the app and was very helpful and resolved query quickly. Reviewed on: 20th March 2025

Very good rates and simple to use, good communicatio...

5
Very good rates and simple to use, good communication with changes to rates etc Reviewed on: 20th March 2025

Market leading savings

5
Been using chip for a couple of years now. The development of the app and the addition of extra services has been amazing. Such an easy way to save and get market leading rates Reviewed on: 20th March 2025

Effortless

5
Everything about Chip is effortless; from setting up an account to adding and withdrawing funds. The App is really clear and easy to use. I have savings with other providers but Chip is by far the best. Reviewed on: 20th March 2025

Great saving app

5
I have been using Chip for more than a year and I have manage to save every month since. However, I have bought some shares and I am have not receive any revenue yet. Reviewed on: 20th March 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products