Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
89% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Very reliable App.

5
Very reliable App. Decent interest rates. Very good customer service. Reviewed on: 20th March 2025

A brilliant idea, flawlessly executed

5
Chip is not only a brilliant idea, but flawlessly executed with a 10/10 customer experience. They demystify savings, incentivise saving, make the whole process transparent, easy and help me feel in control of my money. I also feel my money is in safe, professional hands. Reviewed on: 20th March 2025

Chip is a great app, it is very easy to use and make...

5
Chip is a great app, it is very easy to use and makes saving money a lot easier. Would highly recommend to others Reviewed on: 20th March 2025

Intuitive, easy , just an excellent banking app

5
Intuitive, easy , just an excellent banking app Reviewed on: 20th March 2025

It’s the bank for busy people

5
Very easy and accessible-just what you want when you have a busy lifestyle. It’s the bank for busy people! Reviewed on: 20th March 2025

Great app, great service!

5
Great app, great service! Works really well and saves a lot of money without me noticing Reviewed on: 20th March 2025

Chip makes my investing simple and easy whilst provi...

5
Chip makes my investing simple and easy whilst providing a easy to use interface Reviewed on: 20th March 2025

I have been using chip for years!

5
I have been using chip for years. It’s an amazing savings tool Reviewed on: 20th March 2025

Brilliant.

5
Love chip. Very easy to use and great customer service. Easy to withdraw money and always very secure Reviewed on: 20th March 2025

Good service

5
Easy to use, great savings rates Reviewed on: 20th March 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products