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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Very good

Chip offer some of the best rates around with an easy to use app with excellent analytics. Easy to link up a current account for easy transfers. Reviewed on: 20th March 2025

Confusingcharges

Didn’t appreciate the charges on auto saving when those kicked in and the s+s isa performed poorly but overall a reasonable platform with good comms. I don’t understand what the paid membership does. Basically your charging structure is far too confusing Reviewed on: 20th March 2025

Easy to use app with great incentives!

Easy to use app with great incentives! Reviewed on: 20th March 2025

Chip has a great number of saving and investments op...

Chip has a great number of saving and investments options. I've tried several apps and this is by far the best for my needs. Reviewed on: 20th March 2025

Chip has been amazing, I mostly use easy access savi...

Chip has been amazing, I mostly use easy access savings or cash ISA but I’ve tried chip x account, which is good. Reviewed on: 20th March 2025

Great investing bank.

Great investing bank. Agile and innovative Reviewed on: 20th March 2025

often enjoyed the app

I have often enjoyed the simple process of the app. I have used customer services before and the experience was fine. I like the clear layout and the options that are available to us. Reviewed on: 20th March 2025

From start to finish the whole process of signing up...

From start to finish the whole process of signing up to managing the account was so easy. Customer service efficient and personal - well done Chip! Reviewed on: 20th March 2025

Chip is a great way to save and see your interest grow

Chip is an excellent way to save and see your interest grow daily. Also it’s great to get the interest paid monthly. Reviewed on: 20th March 2025

perfect app, very easy to access your money and very...

perfect app, very easy to access your money and very good interest rates Reviewed on: 20th March 2025

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