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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

90% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

They make things simple and easy ...

They make things simple and easy and give you very competitive interest rates. I am so impressed by the whole company I have recommended you to friends Reviewed on: 20th March 2025

Easy to use app and excellent rates

Easy to use app and excellent rates Reviewed on: 20th March 2025

Chip has been easy to use.

Chip has been easy to use. They have kept the rates fair and consistent Reviewed on: 20th March 2025

Good rates of interest and very usable app

Good rates of interest and very usable app Reviewed on: 20th March 2025

High rates and user friendly

Very easy to use and rates are usually at the high end of the scale Reviewed on: 20th March 2025

Been smooth and easy.

Been smooth and easy. Making money transfers work well. Shane the intrest rate has dropped but still better then my bank Reviewed on: 20th March 2025

Excellent app enabling you to save and invest easily

Excellent app enabling you to save and invest easily Reviewed on: 20th March 2025

Chip has been an incredible app

Chip has been an incredible app for me—it helped me save for my first home and continues to make saving effortless each month by analysing my spending and setting aside money automatically. I also love the app’s interface; it’s intuitive and easy to use. Plus, the interest rates are some of the most competitive I’ve come across. Reviewed on: 20th March 2025

Chip is the most underrated savings app

Chip is the most underrated savings app the ease of use of the app and the customer service is top tier. Its so good to be able to talk to an actual human when it comes to your money. The automatic save is the best part it makes it so I don't even notice I'm saving I've managed to say 10k with chip when I used to struggle to find extra cash to save up. Reviewed on: 20th March 2025

Great Bank!

Really easy to set up account, great app, simple to use, and great interest rates. I even got my mum to set herself up an account! Reviewed on: 20th March 2025

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