Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
90% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Great interest rates and excellent investment produc...

5
Great interest rates and excellent investment products in the stocks and shares ISA. Reviewed on: 20th March 2025

Chip is a great way to save.

5
Chip is a great way to save. The automatic save based upon the algorithm of my linked back account have provided me, very quickly, with a nice savings pot without impacting my day-to-day life. Reviewed on: 20th March 2025

Great rates.

5
Great rates. Good easy to use app too Reviewed on: 20th March 2025

Best user friendly app Chip

5
I’m really happy with the Chip app, it is very easy to manage things. Can do withdrawals and deposits quickly and easily. Reviewed on: 20th March 2025

Easy to set up savings account

5
Easy to set up savings account, regular updates provided by Chip Team which is extremely useful within a sometimes volatile market. Reviewed on: 20th March 2025

It’s very easy to use and does what you want it to i...

5
It’s very easy to use and does what you want it to in regards transfers etc Reviewed on: 20th March 2025

Chip just make it easy for you to invest and save mo...

5
Chip just make it easy for you to invest and save money. Helping you grow your money. Reviewed on: 20th March 2025

User friendly app and good investment choices

5
User friendly app and good investment choices Reviewed on: 20th March 2025

Chip customer service.

5
Chip offers good rates of interest and their customer service is very good. Reviewed on: 20th March 2025

Good investment and saving options more generous tha...

5
Good investment and saving options more generous than banks. Reviewed on: 20th March 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products