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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

A joy to use

Very smooth, intuitive and clearly laid out app which is very reliable and a joy to use. I use Chip for all my day to day and longer term saving activity. Reviewed on: 20th March 2025

Good experience, good for saving

Good experience, good for saving Reviewed on: 20th March 2025

Excellent saving account company

Excellent service easy to navigate Reviewed on: 20th March 2025

Great app, really helps to build wealth!

I’ve been using chip since 2017, I’ve had a great experience with their auto saves. It really has helped me to grow my wealth. Their other products to set up regular saves that can be targeted at savings accounts or investments is great. I’ve contacted support a few times and they have always comes back within a day usually with a resolution. Reviewed on: 20th March 2025

I love the interface of chip and how easy it is to a...

I love the interface of chip and how easy it is to add or transfer funds. The interest rate is slightly lower than elsewhere but the prize savings chip account is pretty good Reviewed on: 20th March 2025

Excellent since the day CHIP started, so much so I h...

Excellent since the day CHIP started, so much so I have shares in the company. Onwards and upwards. Reviewed on: 20th March 2025

Quick and super easy to use and navigate the app wit...

Quick and super easy to use and navigate the app with great incentives and a range of savings accounts and investment options available. Reviewed on: 20th March 2025

Good but missing old free features

Sad the AI mechanism is now a charge as I used to find it very helpful and got into good saving habits. like the ease of transfer and withdrawal between my accounts. “Interest” used to be great, now less competitive Reviewed on: 20th March 2025

Good customer service and fast response to any quest...

Good customer service and fast response to any questions Reviewed on: 20th March 2025

A Smart Way to Grow Your Money

I’ve been using the Chip investment app and it’s been a game-changer for managing and growing my savings. The app makes it incredibly easy to automate investments, offering a variety of portfolios to suit different risk levels. I appreciate how intuitive the interface is, making it simple to track my progress and make adjustments when needed. Plus, the smart saving algorithm helps me put aside money without even thinking about it. If you’re looking for a hassle-free way to invest and make your money work for you, Chip is definitely worth checking out! Reviewed on: 20th March 2025

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