Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings App reviews (18447)

Easy to use app.

5
Easy to use app. Good selection of investments. Reviewed on: 20th March 2025

Chip has allowed me to save passively.

5
Chip has allowed me to save passively. I have been using Chip for years and I have paid off all my debts because of it! Reviewed on: 20th March 2025

I love the app and the rates!

5
I love the app and the rates! It’s been an excellent all round experience. Reviewed on: 20th March 2025

I like chip!

5
I like chip, it’s easy to set up and the customer service has been amazing. I don’t have to think about saving with auto save each month. Reviewed on: 20th March 2025

Had the best rates.

5
Had the best rates. App very easy to use . Reviewed on: 20th March 2025

Great value so far, though cashback on purchases now...

5
Great value so far, though cashback on purchases now being limited to groceries and international payments are not supported. The savings interest rate is not as competitive as some other banks, but overall, very satisfied. Reviewed on: 20th March 2025

Simple money saving, making.

5
Simple money saving, making. It says all. Reviewed on: 20th March 2025

Good overall experience.

5
Good overall experience. Great user friendly app. Customer service could be a little bit easier to access, and interest rates are no longer as competitive as they used to be. Reviewed on: 20th March 2025

Good products , simple to use, goi

5
Good products , simple to use, goi Reviewed on: 20th March 2025

Nice and easy to use the mobile app which really mak...

5
Nice and easy to use the mobile app which really makes life easy Reviewed on: 20th March 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 257 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 1041 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products