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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Easy and convenient to use.

5
Without Chip I would not have saved as much as I have. Although I'm not a huge saver, Chip makes it easy to even save small amounts. I am saving without having to think about it. Reviewed on: 20th March 2025

Definitely recommend

5
Easy to set up and use, recommended a family member and both of use received an interest boost. What's not to like. Reviewed on: 20th March 2025

A great way to save.

5
A great way to save and know that your savings are working away for you, without effort. Reviewed on: 20th March 2025

Great Product!

5
Really good, I initially became a customer as it was one of the best instant access interest rates on the market. They have consistently brought out more products which has helped to keep me as a customer even now they no longer offer the best interest rate. I have recommended chip to multiple friends and family for savings and investment products. Reviewed on: 20th March 2025

Great app and super convenient

5
It’s so easy to save with them using their monthly feature where you set up a regular payment and also get your money out too when the time comes. It’s nice it’s not in my own bank which I have my current account in cause I don’t automatically think of getting the money out it’s a 5* app Reviewed on: 20th March 2025

Quick Withdrawals, Easy to use app

5
Quick Withdrawals, Easy to use app Reviewed on: 20th March 2025

Been using Chip for years and don’t have a bad word...

5
Been using Chip for years and don’t have a bad word to say. Excellent service Reviewed on: 20th March 2025

Easy access great app

5
Easy to add, or withdraw money. Also added fun of maybe winning money. Reviewed on: 20th March 2025

easy to use, good savings rate compared with traditi...

5
easy to use, good savings rate compared with traditional banks Reviewed on: 20th March 2025

Excellent service from start to finish, support real...

5
Excellent service from start to finish, support really helpful Reviewed on: 20th March 2025

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