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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

91% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great app, really helps to build wealth!

I’ve been using chip since 2017, I’ve had a great experience with their auto saves. It really has helped me to grow my wealth. Their other products to set up regular saves that can be targeted at savings accounts or investments is great. I’ve contacted support a few times and they have always comes back within a day usually with a resolution. Reviewed on: 20th March 2025

I love the interface of chip and how easy it is to a...

I love the interface of chip and how easy it is to add or transfer funds. The interest rate is slightly lower than elsewhere but the prize savings chip account is pretty good Reviewed on: 20th March 2025

Excellent since the day CHIP started, so much so I h...

Excellent since the day CHIP started, so much so I have shares in the company. Onwards and upwards. Reviewed on: 20th March 2025

Quick and super easy to use and navigate the app wit...

Quick and super easy to use and navigate the app with great incentives and a range of savings accounts and investment options available. Reviewed on: 20th March 2025

Good but missing old free features

Sad the AI mechanism is now a charge as I used to find it very helpful and got into good saving habits. like the ease of transfer and withdrawal between my accounts. “Interest” used to be great, now less competitive Reviewed on: 20th March 2025

Good customer service and fast response to any quest...

Good customer service and fast response to any questions Reviewed on: 20th March 2025

A Smart Way to Grow Your Money

I’ve been using the Chip investment app and it’s been a game-changer for managing and growing my savings. The app makes it incredibly easy to automate investments, offering a variety of portfolios to suit different risk levels. I appreciate how intuitive the interface is, making it simple to track my progress and make adjustments when needed. Plus, the smart saving algorithm helps me put aside money without even thinking about it. If you’re looking for a hassle-free way to invest and make your money work for you, Chip is definitely worth checking out! Reviewed on: 20th March 2025

Easy to use app.

Easy to use app. Good selection of investments. Reviewed on: 20th March 2025

Chip has allowed me to save passively.

Chip has allowed me to save passively. I have been using Chip for years and I have paid off all my debts because of it! Reviewed on: 20th March 2025

I love the app and the rates!

I love the app and the rates! It’s been an excellent all round experience. Reviewed on: 20th March 2025

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