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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Great online savings.

5
Great online savings. Good rates and easy app access. Reviewed on: 20th March 2025

excellent service and return on investment

5
excellent service and return on investment Reviewed on: 20th March 2025

Thoroughly Accessible, Thoroughly Rewarding

5
I've been saving with Chip for a couple of years now. Their app and portfolio are accessible for both newcomers to financial products and seasoned savers, and I'm a big fan of how easy it is to move between savings and investment pots. I've recommended Chip to several friends and family members already, as a great first foray into investing. Reviewed on: 20th March 2025

Found app by accident. What a find!

5
Found app by accident. Have opened savings and ISA. recommended to wife and daughter who have both open d accounts, as did daughters boyfriend. Earned £500 interest in a year, over 10 times what I got from Santander in interest the previous year. Reviewed on: 20th March 2025

Easy to use.

5
Easy to use. Intuitive app. Good savings interest rate. Reviewed on: 20th March 2025

Easy to use & hassle free way to save money

5
Easy to use & productive. I’ve saved a lot of money that I’d never have without the app. Reviewed on: 20th March 2025

An excellent bank

5
I opened a new account for my savings and it was done quickly and efficiently. I then opened an investment account, again done quickly and easily Reviewed on: 20th March 2025

Very simple to use and they make dealing with financ...

5
Very simple to use and they make dealing with finances easy to understand! Reviewed on: 20th March 2025

I have found chip a great place for my money to grow.

5
I have found chip a great place for my money to grow. With secure deposit function and some of the best interest rates around. With there version of premium bonds on offer as well, winning always leaves a great taste in your mouth Reviewed on: 20th March 2025

Helpful and honest company

5
I have used chip for a number of years and it’s helped me finally create savings and provides knowledge and incentives to keep banking/saving with chip. Reviewed on: 20th March 2025

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