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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Innovative tools to build wealth!

Chip understands its customer demographic of young people looking to build wealth and provides innovative tools to do so! Their wealth score is building the financial education we missed out on in school Reviewed on: 18th February 2025

I love the automated saving and how easy they make i...

I love the automated saving and how easy they make it to invest in ETFs Reviewed on: 18th February 2025

My Son & I are Chip fans.

My Son & me both won £10 in the same month & have separate prize savings accounts but both live separately in Norwich which worries me a little bit about how random Chips random prize picker actually is. Reviewed on: 14th February 2025

Chip always provides market leading interest rates o...

Chip always provides market leading interest rates on their savings account and are always adding new products to help me meet my savings and investment goals. Their app is secure and really easy to use. It integrates so well with my day to day bank accounts. Reviewed on: 13th February 2025

Great all-arounder

Have just had an excellent savings account, with great customer service. Reviewed on: 4th February 2025

Long Term Chip User

I’ve been using Chip for years and the range of products available makes for a great user experience. I like that I can have a standard savings account with a good interest rate and also a prize winning account. Reviewed on: 2nd February 2025

It’s a fabulous service that just works!

It’s a fabulous service that *just works*! I’ve saved lots of money over the years and I love the innovation they keep bringing to their product. And the service is great - never ever had a problem with anything there. Reviewed on: 1st February 2025

Always been happy with the experience!

Always been happy with the experience with Chip. Easy to use and setup, great returns and loads of investment options giving you so many ways to invest in my future Reviewed on: 1st February 2025

The best banking app

Great experience. The fact they take the stress out of saving money and also offer great investment options too. App is a breeze to use. Reviewed on: 1st February 2025

A great wealth building app

The app is clean and simple to use. Chip provides so much advise and help on how to invest and use all the functionality with the app! Overall a fabulous tool…. Which is forward thinking and adds value to your wealth building journey! Reviewed on: 1st February 2025

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