Paid advertisement
Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
92% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Great app, makes saving and investing effortless

5
Great app, makes saving and investing effortless Reviewed on: 1st February 2025

Great platform with a personal touch

5
Chip hasn't just provided an easy to use platform for me to manage my savings, it's also helped me to educate myself on my savings habits and investing. I also really like the regular communications that have a personal touch, you see real people and that's relatable. Reviewed on: 1st February 2025

Saving with Chip is effortless and lucrative - they...

5
Saving with Chip is effortless and lucrative - they have the best rates too. Reviewed on: 1st February 2025

Changed my life forever.

5
Changed my life forever. It gave me the start of my new future. Bigger house more financial security. It also allowed and gave me the confidence to recommend chip to family and friends, which they have joined and are loving the app. Reviewed on: 1st February 2025

It’s just an amazing app, easy to use,makes saving m...

5
It’s just an amazing app, easy to use,makes saving money seamless Reviewed on: 1st February 2025

Always working on New avenues to save.

5
Always working on New avenues to save. Impressive flexibility. Reviewed on: 1st February 2025

Best app ever.

5
Best app ever.! The app is incredibly easy to use and makes saving money effortless. Reviewed on: 1st February 2025

Great app, great service, good interest, flexible Is...

5
Great app, great service, good interest, flexible Isa's etc Reviewed on: 1st February 2025

Great platform easy to use.

4
Great platform easy to use. Recommended so many of my family and friends Reviewed on: 1st February 2025

Super clear, motivating and easy as pie to use

5
Chip has really helped me to become financially literate and to build my wealth. I always felt like investing was a thing that other people did but the simplicity of how the portfolio is laid out and how clearly everything is explained gave me the courage to start. I love seeing my wealth score grow, it’s really motivating. Reviewed on: 31st January 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products