Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings App reviews (18447)

Long time Chip supporter

5
I have been a long time Chip fan. The app, customer care and service is second to none. They provide competitive interest rates and the user experience is flawless. Reviewed on: 31st January 2025

Chip has help me save for the future

5
Chip has help me save for the future Reviewed on: 31st January 2025

Best way to save money, easy & accessible.

5
Best way to save money, easy & accessible. Takes the stress out of saving. Reviewed on: 31st January 2025

Saving without realising

5
Saving without realising, and the money is invested so earning interest in the background Reviewed on: 31st January 2025

Chip makes saving easy!

5
Chip makes saving easy! It sets money aside automatically, so I save without any effort. Great app! Reviewed on: 31st January 2025

Customer since 2019

5
I have been a customer since 2019 and I could not have been happier! I earned good interests and I also convinced my friends to do the same. Chip is the best Reviewed on: 31st January 2025

My favourite app for growing my wealth.

5
My favourite app for growing my wealth. I love everything about Chip and how it helps so much with my financial goals Reviewed on: 24th January 2025

They make it so easy to manage my money

5
They make it so easy to manage my money and give transparency over the different accounts available so that I feel confident in the decisions I make. Further I love the overview of my accounts growth, it makes saving an addictive experience. Reviewed on: 22nd January 2025

One of my best decisions!!

5
I have been with Chip for quite a few years and during that time, with automated single digit and multi digit deposits (none were painful) I have managed to save over £20,000. With easy access and great customer service you simply can’t go wrong! Reviewed on: 21st January 2025

Save without thinking

5
Chip makes saving easy via the auto-saves, you don't need to think about it and get a good range of options to invest. Reviewed on: 21st January 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 257 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 1041 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products