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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

1st step to financial wellbeing

I got Chip about 2,5 years ago- I am on their free plan- it has been a big part of my journey to financial wellbeing. I keep the high % instand access account and a prize draw account- even won £10 once!. So far, my money has made me over £450, which is amazing! It is easy to connect a bank and you can withdraw money anytime with instant access. I rave about Chip to all my friends. Reviewed on: 31st January 2025

Love banking with chip

A great company to save with a range of investment options and very user friendly app. Reviewed on: 31st January 2025

Saving and investments made easy

It’s a breath of fresh air to have an app that simplifies the art of saving, with a choice of different savings options that I didn’t even realise you could invest in! I’ve been using chip for a long time and it’s so easy to link your bank account and let chip do the hard work for you. Reviewed on: 31st January 2025

Since joining Chip it’s been so easy to save

Since joining Chip it’s been so easy to save and work towards have stability without worrying about if one would use it since there is no physical or even digital card- saving with the price saving account is also like a game will I get a prize just by doing my best saving or will it be the next month with even more chances. Highly recommend Reviewed on: 31st January 2025

Savings and Investments for all.

The app has simplified the savings process and the company breakdown the jargon in such a way that is digestible and accessible for all. Reviewed on: 31st January 2025

All that glimmers is not gold!

All that glimmers is not gold! Frightful organisation Reviewed on: 31st January 2025

Reply from Chip Hi Aubrey, I'm sorry to hear you're unhappy with the Chip app. Please feel free to reach out to us via the in-app chat (this can be found on the Profile tab) or via email at [email protected] if you wish to discuss this further or if you have any questions. Response date: 10th March 2025

It's a very simple to use platform, that just works.

It's a very simple to use platform, that just works. But there's also nuance as to all the different ways you can focus on doing one thing - saving money. Unlike where my current account is, I know that all my money in this app is going towards savings - where it's short term savings in a interest savings account, more long term in a cash ISA, or even longer in a S&S ISA, where the focus is on fund investments, rather than riskier investments in individual companies. Reviewed on: 31st January 2025

Long time Chip supporter

I have been a long time Chip fan. The app, customer care and service is second to none. They provide competitive interest rates and the user experience is flawless. Reviewed on: 31st January 2025

Chip has help me save for the future

Chip has help me save for the future Reviewed on: 31st January 2025

Best way to save money, easy & accessible.

Best way to save money, easy & accessible. Takes the stress out of saving. Reviewed on: 31st January 2025

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