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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

A great, easy to use savings app

5
Easy to open (although the bank tries to make it difficult) and track progress on the app. The rates are good Reviewed on: 21st February 2024

Very easy to use throughout the site

5
Very easy to use throughout the site Reviewed on: 21st February 2024

Almost foolproof

5
Very easy to operate and navigate almost foolproof Reviewed on: 21st February 2024

Great app but not the best savings rates around

3
Great app but not the best savings rates around Reviewed on: 21st February 2024

I found Chip by accident.

5
I started Chip when I came across it by accident. I saved small amounts at first but when I started to see the returns this only made me want to save more. So with the auto save I can happily not worry about savings cause the app did it for me. On top of this I could withdraw quickly and easily. Reviewed on: 21st February 2024

Have two accounts with Chip.

5
Have two accounts with Chip. Easy to set up and transfer money. Excellent customer service if you need it. Reviewed on: 21st February 2024

Great app easy to use and setup and saving and withd...

5
Great app easy to use and setup and saving and withdrawing couldn’t be easier ! Reviewed on: 21st February 2024

The bank I would tell all my friends to join.

5
Excellent online bank, it’s quick and offers the service I require. Reviewed on: 21st February 2024

Chip rules!

5
Chip has helped me save in a super convenient, safe way. Their communications are always super clear and their customer service has been flawless. Reviewed on: 21st February 2024

Very user friendly and simple app based system to ma...

5
Very user friendly and simple app based system to manage your savings. Good interaction with customer team and regular updates. I really like the fact that it’s an intuative and easy to navigate site unlike a number of others I have looked at. Reviewed on: 21st February 2024