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Chip: Savings App reviews

4.94
Based on 18,446 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18446)

Review of the Chip, Savings App:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Great way to save

5
Great way to save with instant access that really is instant- no delays Reviewed on: 21st February 2024

Great APR for an easy access saver, very easy to use!

5
Great APR for an easy access saver, very easy to use, user friendly app, regular updates via email and simple to set up and start saving! Reviewed on: 21st February 2024

Very good bank, easy to use, instant transfers

5
Very good bank, easy to use, instant transfers Reviewed on: 21st February 2024

Brilliant App and a 5 star service

5
Brilliant App and a 5 star service Reviewed on: 21st February 2024

Chip helps me save money that ordinarily I would not...

5
Chip helps me save money that ordinarily I would not have saved. I love the fact you can save spare change and earn interest at the same time. Chip has one of the highest interests rates I have found that has instant withdrawals Reviewed on: 21st February 2024

Everything else is very good except as stated above

5
I don’t like the customer service where I can’t directly speak to someone, instead I have to leave a message to get a response. Reviewed on: 21st February 2024

Easy to connect my bank account.

5
Easy to connect my bank account. Reviewed on: 21st February 2024

Great rates.

5
Great rates. Easy app to manage payments into and out of your account. Reviewed on: 21st February 2024

Good stuff this is

5
Good stuff this is. Earned about +200£ just from my money sitting in the account. :) Reviewed on: 21st February 2024

Simplicity

5
Straight forward and smooth to use Reviewed on: 21st February 2024

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