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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Best Savings App

Excellent service and great app. I would use Chip every time and recommend most highly Reviewed on: 27th March 2025

The banking app is excellent, extremely intuitive .

The banking app is excellent, extremely intuitive . Bank transfers are processed quickly . I really like CHIP but I've moved most of my cash out for better interest rates. Plus they reward new customers before existing ones with promos Reviewed on: 27th March 2025

Great app, easy to use, great returns

Great app, easy to use, great returns Reviewed on: 27th March 2025

Seamless app.

Easy to use and interest rate is unbeatable. Couldn’t ask for a easier app to use with its friendly interface and easy to read articles so you know what you could be investing in. Reviewed on: 27th March 2025

A Game-Changer for Saving Money!

I've been using the Chip savings app for a few years now, and I must say, it has completely transformed how I save money. The app is incredibly easy to use and automatically transfers small amounts of money into my savings without me even having to think about it. The AI-powered feature adapts to my spending habits, making saving feel effortless. What I love the most is the flexibility – I can adjust the savings amounts, set goals, and even access my money quickly if I need it. The app also offers great investment options that help my savings grow, and the customer service team is always responsive and helpful. Overall, Chip is a must-have for anyone who wants to save money without the hassle. It’s like having a personal savings assistant that works in the background, and I can’t recommend it enough! Reviewed on: 27th March 2025

Trusted and straightforward

Trusted, straightforward, and fair what else do so I need? Thank you Chip Reviewed on: 27th March 2025

Great app

Easy to use, explains everything in a clear way. Reviewed on: 27th March 2025

User friendly, competitive interest rates, helping...

User friendly, competitive interest rates, helping me save and reach my financial goals Reviewed on: 27th March 2025

Great user interface.

Great user interface. easy bank transfers. Best rates on market Reviewed on: 27th March 2025

Easy to use but does not integrate with all banks

Easy to use but does not integrate with all bank apps. Not Chip's fault but it does limit Chip's usefulness when some banks cannot be integrated with and no alternative payment means are available. Reviewed on: 27th March 2025

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