Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Easy to use app with great rates and very easy access.

5
Easy to use app with great rates and very easy access. Reviewed on: 26th March 2025

Best financial growth platform.

5
Chip is an excellent platform for financial growth. Very easy to use and offers competitive interest rates. Reviewed on: 26th March 2025

Instant deposit/withdrawal with one click.

5
Instant deposit with one click. Instant withdrawal from saving accounts. Fast withdrawal from Cash ISA, sometimes in 1 hour or up to a couple of hours. All these services with a high rate compared to market. Excellent service. Reviewed on: 26th March 2025

Chip is simply amazing!

5
Chip has been a fantastic savings application since I started using it back in 2019. It's so intuitive and straightforward and with the AI auto saves and many other great features, you can almost forget about it once it's set up as it just does it's thing for you. Whenever I've needed the customer support team, they've always been quick to respond and provide a resolution in no time which is a wonderful thing in this day and age with lots of companies relying on templated emails or chat bots that get you nowhere! I also recommend Chip to people because it really is a brilliant app to help with managing your wealth. Reviewed on: 26th March 2025

Definitely worth trying!

5
I've been saving with chip since it's launch and find it extremely easy to use. Everything is simple to figure out, nothing hidden meaning it's easy to know what's happening with my money Reviewed on: 26th March 2025

Really simple app to use that allows you track your...

5
Really simple app to use that allows you track your savings regularly. Easy to move funds when required and importantly allows you to do it quickly Reviewed on: 26th March 2025

One stop shop for your financial needs

5
It’s a very good app. Very clear and helpful to navigate. Every interaction I’ve had with an employee has been fruitful and any issues resolved very quickly. The options available for your money are great and the information attached to each product paints a really good picture Reviewed on: 26th March 2025

Awesome App

5
Been with chip for a few years. Love it. So easy to save, hassle free and had no negative experiences at all. Recommend to all my family and friends Reviewed on: 26th March 2025

Chip the bank to bank with!

5
Chip offers excellent rates for savers. Its prize draw is an excellent opportunity for Chips Customers to win some money. Chip offers very good customer service and is a real match to high street banks. Easy to use website and App makes Cip an investment bank to bank with Reviewed on: 26th March 2025

The best savings app, and it’s not even close!

5
Chip is super easy to use, the app is clear and well designed and their customer support is fantastic. Plus their comms are clear and informative without feeling too frequent. I’ve been using Chip for a few years now and haven’t regretted a second - every update makes saving easier and more varied. Highly recommended! Reviewed on: 26th March 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products