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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Looked after well

4
Easy, clear guidelines from day 1. Excellent rates for all saving options. Never a problem. Reviewed on: 25th March 2025

Not easy to find some information on app.

3
Not easy to find some information on app. Reviewed on: 25th March 2025

Ease of use is amazing.

5
Ease of use is amazing. Great interest rates and choice of investments. Everything is fully explained and all with no pressure. Using the Chip function, I've managed to save far above what I would without Chip. Reviewed on: 25th March 2025

Very easy to use

5
Very easy to use from the app. Interest paid promptly, depositing and withdrawing money is easy too. Reviewed on: 25th March 2025

Easy to use and stress free.

5
Easy to use and stress free. Investing platform and savings are handy to have in one place, simple to connect bank account and easy to move money around from different pots. Reviewed on: 25th March 2025

Encourage Wealth Growth

5
They have helped me to increase my wealth and encouraged me to make regular deposits. Their customer service is first class if you need help or assistance. Reviewed on: 25th March 2025

Good app, and the one time it failed, I got compensa...

5
Good app, and the one time it failed, I got compensation Reviewed on: 25th March 2025

Reliable and helpful.

5
Reliable and helpful. I have recommended to friends and family. Reviewed on: 25th March 2025

Easy to set up, easy to use

5
Easy to set up, easy to use, the instant access is a big draw, recommended to friends. Reviewed on: 25th March 2025

Since being with chip , this is the first time I eve...

5
Since being with chip , this is the first time I ever have saved Reviewed on: 25th March 2025

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