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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Saving without effort

Passive savings account that just grows without any input apart from the initial set up which is very easy to work through. Reviewed on: 25th March 2025

Love the app, user friendly and makes saving much ea...

Love the app, user friendly and makes saving much easier Reviewed on: 25th March 2025

Everything a bank should be

Fast, no nonsense, efficient and courteous - and competitive interest rates - everything a bank should be. Reviewed on: 25th March 2025

5 star all the way

5 ***** all the way would happily recommend to everyone Reviewed on: 25th March 2025

So easy to use!

So easy to use! Recurring savings option is fab Reviewed on: 25th March 2025

Great service

Start with saving account then moved onto cash isa Reviewed on: 25th March 2025

The best online banking right now

The app is very well optimised, it offers different types of savings accounts and a decent investment platform with few options to choose from based on the type of investor you are. The interest rates offered are the highest among all the banks I compared, including the ISA Account. Great online banking overall! Reviewed on: 25th March 2025

Always had a great experience with Chip

Always had a great experience. I have been a loyal customer for a few years now. Reviewed on: 25th March 2025

10/10 experience

I have been able to really save and become financially literate for the first time in my life with chip, the auto save feature is what drew me in at first but the interest rates in the different accounts I have have been so beneficial and I can see all my savings in one place. I love tbe prize draw account and when I had issues the customer service was quick to respond and more than helpful Reviewed on: 25th March 2025

The ease of the app and being kept informed make thi...

The ease of the app and being kept informed make this the go to investment app. Reviewed on: 25th March 2025

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