Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Great service

5
Easy to use app. Good options for savings and investment and competitive rates always. Reviewed on: 25th March 2025

Chip has helped me get started with saving.

5
Chip has helped me so much on my saving journey. I’m not a very financially-minded person, but Chip has really helped me start saving - the app is easy to use, and information is always available when needed. Reviewed on: 25th March 2025

Excellent way to save

5
Chip has been a great savings app, much more productive for building wealth than others I have used. Reviewed on: 25th March 2025

Easy to use.

5
Easy to use. Easy to transfer money Reviewed on: 25th March 2025

Very competitive savings rate that closely track the...

5
Very competitive savings rate that closely track the base rate. Supreme flexibility to withdraw as needed. No funny business! Reviewed on: 25th March 2025

Intuitive APP

5
Great APP, easy to use, good interest rate Reviewed on: 25th March 2025

A Subtle App

5
A great app which subtly adds money to your savings from your bank account without you really knowing other than a notification and it really helps for a rainy day Reviewed on: 25th March 2025

Looked after well

4
Easy, clear guidelines from day 1. Excellent rates for all saving options. Never a problem. Reviewed on: 25th March 2025

Not easy to find some information on app.

3
Not easy to find some information on app. Reviewed on: 25th March 2025

Ease of use is amazing.

5
Ease of use is amazing. Great interest rates and choice of investments. Everything is fully explained and all with no pressure. Using the Chip function, I've managed to save far above what I would without Chip. Reviewed on: 25th March 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products