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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Chip is a no brainer

5
Easy to use, has helped us save for our wedding, and holidays! Reviewed on: 25th March 2025

Really good option for a pension in the form of...

5
Really good option for a pension in the form of a LISA Reviewed on: 25th March 2025

Easy saving

5
Great service! I forget I’m saving! Reviewed on: 25th March 2025

Convenient

5
Very straight forward and easy and convenient to use Reviewed on: 25th March 2025

Chip provides good rates and is easy to use.

5
Chip provides good rates and is easy to use. Simple to transfer money in and withdraw and inside the app you can see how exactly what you have and how much it's earning in interest. Reviewed on: 25th March 2025

Very good, made it easy to save and open up differen...

5
Very good, made it easy to save and open up different types of savings accounts all in one place Reviewed on: 25th March 2025

The chip app is really simple to use

5
The chip app is really simple to use. Its easy to get started. Transferring in and out takes seconds and the interest structure is great Reviewed on: 25th March 2025

User friendly, excellent product

5
User friendly, excellent product Reviewed on: 25th March 2025

The savings rate is great.

5
The savings rate is great. I have multiple accounts to get the best return but also meet my withdrawal needs. Reviewed on: 25th March 2025

So far so good

5
So far so good, offers good rates so feels like they want to offer people a good deal. Not had to use customer service yet but I guess that’s a good a thing as the app is super easy to use and understand. Not perfect though, rates and perks can always be improved… Reviewed on: 25th March 2025

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