Smart Money People Logo

Chip: Easy access savings reviews

4.96
Based on 574 reviews, last reviewed 17th Apr 2026
55100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Competitive interest rates and easy to deal with Competitive interest rates and easy to deal with Reviewed on: 17th April 2026
Judy's avatar
Judy

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

About this product

Review Chip: Easy access savings now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Easy access savings reviews (574)

Instant access account

5
Once the account is set up it is easy to use, fast and efficient. Rates of interest are favourable. Reviewed on: 11th February 2026

Extremely easy to navigate

5
Extremely easy to navigate with funds moving almost immediately. Only strange thing is that when the funds transfer, the Chip screen goes black and I can only tell that the transaction has been successful by my everyday banking sending a notification. I actively promote Chip to Family and friends. My husband now has a savings account with you. Reviewed on: 11th February 2026

Easy savings

4
easy to use app,with decent interest rates for savers Reviewed on: 11th February 2026

Thoroughly recommended

5
I have used Chip for a few years and the experience has been faultless. I have even recommended Chip to friends and family. Reviewed on: 11th February 2026

Chip provides excellent service.

5
Chip provides excellent service. Reviewed on: 11th February 2026

good bank

5
good bank and service recommendation Reviewed on: 11th February 2026

User friendly app

4
User friendly good app, easy to link to other accounts and good communication Reviewed on: 11th February 2026

Good easy access account

5
Easy to manage account via app, money can be moved easily and quickly. Also good interest rate. Reviewed on: 11th February 2026

Great app and user friendly knowing my money is secu...

5
Great app and user friendly knowing my money is secure also gives me piece of mind. Reviewed on: 11th February 2026

Chip is an easy to use online bank, good interest ra...

5
Chip is an easy to use online bank, good interest rates and no pushy sales pitch. Reviewed on: 11th February 2026

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Stocks & Shares ISA

    from Chip 4.96 from 261 reviews
    Chip
    View all products