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Chip: General investment account reviews

4.77
Based on 135 reviews, last reviewed 14th Jun 2026
96% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Excellent app with huge flexibility and control. Excellent app with huge flexibility and control. Makes investing easy with a good level of professionalism throughout Reviewed on: 14th June 2026
harry.crook@me.com's avatar
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Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

About this product

With the Chip general investment account, you can choose from a curated range of investment funds from some of the world’s largest asset managers which include BlackRock, Vanguard, Invesco and HSBC.

Chip’s calculator tools help you visualise your financial goals and then build the plan to bring them even closer with investing.

Chip general investment account reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip General investment account reviews (135)

Good way to invest with low risk and good interest

5
Good service, good interest on savings, trustworthy and would recommend Reviewed on: 12th February 2026

Customer friendly app.

5
I find the interface easy to use and all straightforward. Quick and efficient. Reviewed on: 12th February 2026

Straight forward and easy to use - have recommended...

5
Straight forward and easy to use - have recommended to all my friends Reviewed on: 12th February 2026

Easy as 1, 2, 3...

5
Setup a GI account in minutes, clear easy to understand terms on costs and charges were enough to give confidence and start investing with Chip! Reviewed on: 12th February 2026

Simple, straight forward transparent banking made fun.

5
Simple, straight forward transparent banking made fun. I only dabble a bit but I feel the communication and app is excellent. I also love the prize savings account - less to win than NS&I but you can withdraw and deposit instantly which works for me. Reviewed on: 12th February 2026

Easy clear online experience, current and transparen...

5
Easy clear online experience, current and transparent great rates Reviewed on: 12th February 2026

Chip supports growth in both knowledge and money

5
I love chip. The first investment I made was actually in chip and since then I now have an investment portfolio. I have always had a good experience with chip from customer services to products. Reviewed on: 12th February 2026

General Investment Deposit.

5
Made a deposit into the General Investment & was concerned when my transfer didn't show. Chip team explained why it wasn't showing & were very helpful. Reviewed on: 12th February 2026

Chip has helped me to take managing my money more se...

5
Chip has helped me to take managing my money more seriously, looking at investment and building wealth in a prize savings account. Any time I’ve had questions on the app, customer service has been incredibly responsive and helpful. Reviewed on: 12th February 2026

Seamless. A Best-in-Class Investment Experience

5
A truly smooth investment journey with full visibility across every transaction. Chip continues to raise the bar constantly enhancing the UX and genuinely listening to its customers. Keep up the great work. You’re fast becoming the gold-standard reference in your space Reviewed on: 12th February 2026

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