Write a review

Go to business site

Chip: Instant access savings reviews

Name: Instant access savings
Rating: 4.96 (285 reviews)

View other Chip products

4.96

Based on 285 reviews, last reviewed 23rd Feb 2026

27600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

1 star

Latest highest rating:

5

Chip gives excellent value for money. The Company has given me value for money. Having easy access, I was able to save money, which enabled me to 3 major restorations on my property. Reviewed on: 23rd February 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

Read all reviews Write a review

About this product

Review Chip: Instant access savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Instant access savings reviews (285)

Very easy, user friendly app making handling my savi...

Very easy, user friendly app making handling my savings and investments very very easy. Reviewed on: 11th February 2026

Easy to use Banking

Great bank and app, really easy to use and understand, simple to transfer funds between different chip accounts plus excellent interest rates for both cash Isa's and instant access accounts. Reviewed on: 11th February 2026

I’m new to saving.

I’m new to saving. I’ve found CHIP easy, fast and reliable. Reviewed on: 11th February 2026

Ease of access.

Ease of access ,quick enough responses to queries. Reviewed on: 11th February 2026

I have been with Chip for 2 years.

I have been with Chip for 2 years. The customer service is excellent! I like Chop because offers instant access accounts, and a price savings account. Also, often the interest rate they offer is very competitive! It does matter that my funds are FSCS protected up to £85000! So, thumbs up, guys! Reviewed on: 11th February 2026

Gold standard for saving

The best savings platform I have ever used. Reviewed on: 11th February 2026

Very easily saving without even noticing!

Very easily saving without even noticing! Transactions are smooth and quick, Chip must be the only banking/financial app I've never experienced any issue or bug with. Great work folks! Reviewed on: 11th February 2026

I've been using Chip for a couple of years now.

I've been using Chip for a couple of years now. The app interface is excellent & very easy to use & the interest rates have always been competitive. I know I can get slightly better elsewhere but I am very happy with the service they provide so I've stuck with them. Reviewed on: 11th February 2026

Easy to use website accurate and timely advice

Easy to use website accurate and timely advice Reviewed on: 11th February 2026

All rounders

Really easy to use, friendly customer experience, great communication. Reviewed on: 11th February 2026

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from The Money Co-op 4.97 from 351 reviews
Fixed Rate Account
from Aldermore 4.57 from 14 reviews
Fixed Term Deposit
from iFAST Global Bank 4.89 from 233 reviews

Want to see more from Chip?

Stocks & Shares ISA
from Chip 4.98 from 256 reviews
Cash ISA
from Chip 4.97 from 1035 reviews
Easy access savings
from Chip 4.96 from 570 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub