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Chip: Instant access savings reviews

Name: Instant access savings
Rating: 4.96 (285 reviews)

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4.96

Based on 285 reviews, last reviewed 23rd Feb 2026

27600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

1 star

Latest highest rating:

5

Chip gives excellent value for money. The Company has given me value for money. Having easy access, I was able to save money, which enabled me to 3 major restorations on my property. Reviewed on: 23rd February 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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Review Chip: Instant access savings now

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Chip Instant access savings reviews (285)

Always found reliable.

Always found reliable. Saved with Chip for several years. Reviewed on: 11th February 2026

Great overall offerings

I’ve enjoyed the ease of which it is to set up, transfer and otherwise manage my accounts, both in and out of Chip. As well as the user interface, the informative emails they send, and broadly competitive rates, especially for the instant access type accounts. I’ve yet to delve too much into the investment ISA to compare to others. Reviewed on: 11th February 2026

Great accessibility

24 hour support, decent savings rates, fast and efficient online banking, and a speedy withdrawal system Reviewed on: 11th February 2026

User friendly and great rates

I set up the instant access account as a holding account for remortgage funds for home improvements. The interest rates were fantastic and the app was very easy to use for deposits and withdrawals. I have perusing their range of products so when ready to save again, I will definitely be using their products. Reviewed on: 11th February 2026

Bit by bit

Thanks to chip I can really see the value on saving little by little. Reviewed on: 11th February 2026

Has a good savings rate for an instant access account.

Has a good savings rate for an instant access account. It's good to know that our money is available quickly if needed, but is still doing work for us in the background. It was easy to set up the account and monthly payments. Reviewed on: 11th February 2026

Keeping your cash earning all the time!

Very good for keeping your cash earning interest to the last moment. Money can be transferred to and fro as required. Reviewed on: 11th February 2026

Excellent online bank

Easy to use and great products. Communication is good and app is very intuitive. Reviewed on: 11th February 2026

Outstanding bank

Chip has been helping me to save for years. The app is very easy to use, links to my bank account are simple to set up and I would recommend this bank to everyone. Reviewed on: 11th February 2026

An excellent product for my phone the app is excelle...

An excellent product for my phone the app is excellent to use. Reviewed on: 11th February 2026

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