Write a review

Go to business site

Chip: Instant access savings reviews

Name: Instant access savings
Rating: 4.96 (285 reviews)

View other Chip products

4.96

Based on 285 reviews, last reviewed 23rd Feb 2026

27600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

1 star

Latest highest rating:

5

Chip gives excellent value for money. The Company has given me value for money. Having easy access, I was able to save money, which enabled me to 3 major restorations on my property. Reviewed on: 23rd February 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

Read all reviews Write a review

About this product

Review Chip: Instant access savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Instant access savings reviews (285)

Amazing app - would definitely recommend!

Really easy to use app, great support when needed too - everything you'd want from a banking app and more! Reviewed on: 11th February 2026

Saving simply made easy

Saving simply made easy, instant access, fast transfers. Reviewed on: 11th February 2026

Instant access account

I have used chip to manage a smallish (17k) lump sum from my pension. I ise instant access and the rates are excellent. The app is always smooth running and ive never had any issues Reviewed on: 11th February 2026

Very good customer service easy to bank with easy ap...

Very good customer service easy to bank with easy app to use would recommend to other people Reviewed on: 11th February 2026

Great service and products

Great service and products. Would recommend Reviewed on: 11th February 2026

Easy and straightforward platform

Such an easy and straightforward platform to use, and since the beginning has continued to grow steadily introducing new products and always giving clear and concise information. Reviewed on: 11th February 2026

Safe, reliable and innovative

Super easy to set up and manage. Decent interest rate. Good company values. I feel I can trust this banking disruptor more that the big banks and they are much more responsive than my main bank account and that’s with the Private Banking but if Bank of Scotland. Have advised friends and family to use them Reviewed on: 11th February 2026

Trusted consistent communication and good customer c...

Trusted consistent communication and good customer care Reviewed on: 11th February 2026

I can't recommend Chip more.

I can't recommend Chip more. Saved me a serious amount Reviewed on: 11th February 2026

I have had no problems with Chip.

I have had no problems with Chip. Easy to save money, easy to put in or take out. Reviewed on: 11th February 2026

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Savings
from Hampshire Trust Bank 4.43 from 10 reviews
Savings accounts
from Moneybox app 4.94 from 948 reviews
Savings
from M for Money Credit Union 4.76 from 38 reviews

Want to see more from Chip?

Stocks & Shares ISA
from Chip 4.98 from 256 reviews
Cash ISA
from Chip 4.97 from 1035 reviews
Easy access savings
from Chip 4.96 from 570 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub