Write a review

Go to business site

Chip: Instant access savings reviews

Name: Instant access savings
Rating: 4.96 (285 reviews)

View other Chip products

4.96

Based on 285 reviews, last reviewed 23rd Feb 2026

27600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

1 star

Latest highest rating:

5

Chip gives excellent value for money. The Company has given me value for money. Having easy access, I was able to save money, which enabled me to 3 major restorations on my property. Reviewed on: 23rd February 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

Read all reviews Write a review

About this product

Review Chip: Instant access savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Instant access savings reviews (285)

A great app which works perfectly for my needs.

A great app which works perfectly for my needs. Reviewed on: 12th February 2026

Very easy and quick to use.

Very easy and quick to use. Setting up was quick and easy too. Also competitive interest rates. Reviewed on: 12th February 2026

Chip has helped me to save without even realising it!

Chip has been an amazing money saving tool! I started using Chip about 10 years ago after it was recommended to me by a friend and I have literally saved thousands without even knowing it! I’ve recommended the app to so many other friends who have all said how easy and useful it is to save money without breaking the bank. I would recommend Chip to anyone! Reviewed on: 12th February 2026

I really can’t fault Chip and recommend them.

I guess when it comes to money I’m pretty old fashioned in that I want to be assured my savings are in a safe place with a bank I have heard of and feel I can trust. I had taken some money in a lump sum from my pension and was unsure what to do with it. I kind of discovered Chip by accident when I was researching and all I can say is thank goodness. The app makes everything very easy, I can see my money, I have watched it grow and I can get my hands on it whenever I need to. I am kept informed by the tan about interest rate changes and when my recurring deposits are due. I really can’t fault them. So much so that when my husband was looking to put some money in an ISA I recommended Chip to him. Reviewed on: 12th February 2026

Great products and comms that make you feel part of...

Great products and comms that make you feel part of the journey. Reviewed on: 12th February 2026

Easy savings, high rewards

I started an instant access account years ago. The interest rates offered are some of the best out there and the small deposits they take from my account are hardly noticed. An excellent way to save without it affecting daily life. Reviewed on: 12th February 2026

Great company

Great company easy app to use been with them from the start gone from strength to strength Reviewed on: 12th February 2026

Very smart and sharp on CUX.

Very smart and sharp on CUX. Speedy response times and apt answers. Reviewed on: 12th February 2026

Made saving easy

Made saving easy, i especially love that i don't notice the little chips it takes and builds for me. Reviewed on: 12th February 2026

Great Easy Friendly Chip

It is so good to be able to transfer to and from my current account to Chip. I can earn interest that I don't get from my bank account with Chip. I have opened an Isa with them too and I'm just starting investing with Chip too. It's great to see all my accounts in one place. Very happy customer. Reviewed on: 12th February 2026

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Easy access savings
from Chip 4.96 from 570 reviews
Savings
from Allica 4.82 from 1313 reviews
Savings
from South Manchester Credit Union 4.98 from 131 reviews

Want to see more from Chip?

Stocks & Shares ISA
from Chip 4.98 from 256 reviews
Cash ISA
from Chip 4.97 from 1035 reviews
Easy access savings
from Chip 4.96 from 570 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub