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Chip: Instant access savings reviews

Name: Instant access savings
Rating: 4.96 (285 reviews)

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4.96

Based on 285 reviews, last reviewed 23rd Feb 2026

27600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

1 star

Latest highest rating:

5

Chip gives excellent value for money. The Company has given me value for money. Having easy access, I was able to save money, which enabled me to 3 major restorations on my property. Reviewed on: 23rd February 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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Review Chip: Instant access savings now

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Chip Instant access savings reviews (285)

A Useful Source of Interest for Spare Cash

I use Chip's Instant Access account for a place to hold all my spare cash with a minimal amount in my Barclays current account. The direct link between the accounts enable me to deposit and reclaim funds instantly. The money with chip earns useful interest whereas, left in the Barclays account it earns zero. Reviewed on: 12th February 2026

Perfect savings

I have been with them right from the start… fantastic way to save and don’t really notice the money moving. Reviewed on: 12th February 2026

Very informative app.

Very informative app. No problems accessing the app - it has never let me down. Easy to transfer money between banks. Most of all enjoy seeing the interest grow week on week. Reviewed on: 12th February 2026

Easy App Banking.

Easy App Banking... I think Chip is a great platform with great products. Reviewed on: 12th February 2026

Chip offers great and easy access

Chip offers me to connect other bank account/card so it is easy to add money in my savings account. Beside this, if I have an emergency, I can withdraw easily . Reviewed on: 12th February 2026

Chip is great for saving money

Chip is great for saving money, it offers good interest rates and withdrawing money is very simple and does not take long to hit your bank account. Reviewed on: 12th February 2026

Easy to use and user friendly app

Easy to use and user friendly app Reviewed on: 12th February 2026

The best Chip on the market

I have used Chip for a few years, I've also recommended family to use it, even though I haven't got a lot of money I put my bill money in chip and at least I get some interest, a customer service is excellent too, you really feel like you're dealing with really nice people that care. Reviewed on: 12th February 2026

Really easy to use app and great customer service.

Really easy to use app and great customer service. Easy to transfer money in and out on the easy access account. Reviewed on: 12th February 2026

Easy Saving

Investment and savings products that are easy to use Reviewed on: 12th February 2026

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