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Chip: Instant access savings reviews

Name: Instant access savings
Rating: 4.96 (285 reviews)

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4.96

Based on 285 reviews, last reviewed 23rd Feb 2026

27600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

1 star

Latest highest rating:

5

Chip gives excellent value for money. The Company has given me value for money. Having easy access, I was able to save money, which enabled me to 3 major restorations on my property. Reviewed on: 23rd February 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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Review Chip: Instant access savings now

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Chip Instant access savings reviews (285)

Simple to use platform, great offers and interest ra...

Simple to use platform, great offers and interest rates, easy to pop money in from your bank and just as easy to draw it out. Good range of products available all within the same app! Reviewed on: 13th February 2026

Great app, easy platform to use and added features.

Great app, easy platform to use and added features. Best ive used to date Reviewed on: 12th February 2026

Great user experience in the app.

I love the app, I love the instant access. It’s fair and just what I need. I love the design of the app and user experience. Very modern Reviewed on: 12th February 2026

Great app, also love the prize account

Great app, also love the prize account Reviewed on: 12th February 2026

I love my chip account.

I love my chip account. It's just so easy to navigate & I can clearly see where my money is. Reviewed on: 12th February 2026

A good way to start building savings.

I've been using Chip for a good few years now, and it has provided me with the means to build savings, which I would have originally not done. Interest rates are competitive and far exceed those of my bank...so it was a no brainer to switch my bank savings into Chip and earn some decent interest. Also using the Cash ISA to build a pot for our daughter. Really like the app. It's simple to use and I feel my money is well protected. I can add or withdraw funds as I need. Have only requested help on a couple of occasions, and responses have been quick and helpful. Other family members are also using it on my recommendation. Not the sort of thing I promote unless I feel that it is of good value, safe and simple to use, and with good financial benefits. Reviewed on: 12th February 2026

Could not be without Chip!

I’ve used chip for a number of years now and have recommended it to both friends and family. Chip helped me save for my wedding and are now helping me save towards my maternity leave! I couldn’t be without it! Reviewed on: 12th February 2026

I’ve been using chip for a fair number of years now...

I’ve been using chip for a fair number of years now and it is still my favourite form of saving. Money builds up quickly without it being noticeable from my bank and the various savings accounts you can have is very good. I tell everyone about chip if they want to start saving Reviewed on: 12th February 2026

Easy way to save without worrying

Easy way to save without worrying Reviewed on: 12th February 2026

Great experience

Chip have been excellent in supporting me to hit my savings goals since their inception. Reviewed on: 12th February 2026

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