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Chip: Instant access savings reviews

Name: Instant access savings
Rating: 4.96 (285 reviews)

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4.96

Based on 285 reviews, last reviewed 23rd Feb 2026

27600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

1 star

Latest highest rating:

5

Chip gives excellent value for money. The Company has given me value for money. Having easy access, I was able to save money, which enabled me to 3 major restorations on my property. Reviewed on: 23rd February 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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Review Chip: Instant access savings now

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Chip Instant access savings reviews (285)

I’ve had an account for several years and have had n...

I’ve had an account for several years and have had no issue whatsoever .i have now opened a prize saving account as well always good to save and have a chance to win a few quid Reviewed on: 11th February 2026

From absolutely nothing to .investing

I started off saving very little - because I had very little! The auto saves meant I didn't have to think about saving at all. It was all done for me, at very reasonable increments. I used these savings to start paying things annually such as car insurance and road tax. That helped me save even more money! I gradually started adding different savings accounts and locked money away for longer. Eventually started investing a very small amount each month and watched my money grow. So simple! Reviewed on: 11th February 2026

Love the instant saver

I have used the chip instant savings account for a good few years now and love that it auto saves based on my spending/current balance. It’s a perfect way to save little and often without noticing it but then when needing it for holiday or something you’ve got a nice pot already saved that you didn’t really think about putting away whilst doing it. Reviewed on: 11th February 2026

A great way to save

A great way to save. Easy to transfer money in and out. The app works well. Good rates as well. It helps to make saving a habit. Experience very good all round. Reviewed on: 11th February 2026

My son encouraged me to sign up and it was a great d...

My son encouraged me to sign up and it was a great decision! Reviewed on: 11th February 2026

Easy to use platform, simple and straightforward pro...

Easy to use platform, simple and straightforward process Reviewed on: 11th February 2026

Chip is an easy account to operate on their App,

Chip is an easy account to operate on their App, which is easy to navigate. Reviewed on: 11th February 2026

Highly recommended.

Highly recommended. Easy to use. Excellent service. Reviewed on: 11th February 2026

Good interest rate easy access to get money out I th...

Good interest rate easy access to get money out I think 3 times a year Reviewed on: 11th February 2026

Chip is part of the reason I was able to buy my firs...

Chip is part of the reason I was able to buy my first home. Saving was really easy, and I like the visuals of the app. man’s the interest rates are always high Reviewed on: 11th February 2026

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