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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Exceptional Service, Fast and Reliable Support!

I can't speak highly enough of my experience with Clockwise Credit Union. Every time I've found myself in a financial pinch, they've come through without hesitation. Their application process is simple and most of it online—it takes just one day, and often within a few hours, the funds are already available. That kind of speed and efficiency is unmatched compared to other financial institutions that take days to process. Their interest rates are very competitive, and the level of trust I've developed with them over time is something I truly value. I’ve learned I can rely on them, and that peace of mind means everything. If you're looking for a financial institution that actually supports you when you need it most, I wholeheartedly recommend Clockwise. Reviewed on: 4th June 2025

I have a loan from clockwise.

I have a loan from clockwise. With me being on benefits it was quick, easy and affordable monthly repayments. I can choose the amount to repay and when Reviewed on: 4th June 2025

Good experience

I always have good experience with clockwise. though sometimes it's difficult to upload documents and to get them on the phone Reviewed on: 4th June 2025

A great friendly company for everyone affordable lo...

A great friendly company for everyone affordable loan helpdesk me in life Thanks Reviewed on: 4th June 2025

Excellent!!!

Hi , Iv been with clockwise credit union for over 10years . Excellent for loans , saving etc . I honestly love clockwise credit union it’s brilliant.!! Reviewed on: 4th June 2025

Fabulous!

Fabulous! Really helpful and understanding and there go help you quick and easy application Reviewed on: 4th June 2025

Good loans often same day decision

Been using clockwise for years now and had ll Reviewed on: 4th June 2025

I have always found this service very fast and effic...

I have always found this service very fast and efficient. Reviewed on: 4th June 2025

Been with them for many years absolutely amazing ser...

Been with them for many years absolutely amazing service Reviewed on: 3rd June 2025

Reliable and efficient.

Reliable and efficient. Always will to assist you in getting the right documentation in order to access the most suitable loan based on your personal circumstances. Reviewed on: 3rd June 2025

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