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Clockwise Credit Union: Personal loans reviews

View other Clockwise Credit Union products
4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K
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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

I am a full time carer for my severly disabled daugh...

5
I am a full time carer for my severly disabled daughter and having given up my career as a Clinical Nurse Specialist to survive on a carers benefit money is always sparse. Without clockwise credit union I would never be able to do anything pleasurable with my daughter. Reviewed on: 3rd June 2025
Nicola H's avatar
Nicola H

I have been with clockwise for many years and always...

5
I have been with clockwise for many years and always had a good experience with them Reviewed on: 3rd June 2025
Amy 's avatar
Amy

Affordable loans at manageable interest rates.

5
Affordable loans at manageable interest rates. Reviewed on: 3rd June 2025
Bernard N's avatar
Bernard N

Great excellent service quick and easy

5
Great excellent service quick and easy Reviewed on: 3rd June 2025
Megan's avatar
Megan

I have been using clockwise since 2023 and they prov...

5
I have been using clockwise since 2023 and they provide top product and customer service. Always reachable, always respond as fast as they can. Always take everything into consideration. Very helpful. Reviewed on: 3rd June 2025
Kim's avatar
Kim

I did leave a review on the last time I did this.

5
I did leave a review on the last time I did this. Clockwise have helped me through some extremely difficult times they are simply the best Mr khalid mogra Reviewed on: 3rd June 2025
Mr k's avatar
Mr k

Considering I have been with clockwise for a couple...

3
Considering I have been with clockwise for a couple of years and never had any problems before now I haven't been able to get a top up on loan or loan without difficulties even though they take my child benefit directly first Reviewed on: 3rd June 2025
shantelle c's avatar
shantelle c

Clockwise loan

5
When I was in a bad way I turned to clockwise and they helped me with a loan I would definitely recommend them and the customer service was excellent Reviewed on: 3rd June 2025
Lindsay 's avatar
Lindsay

Clockwise has saved me more then once, when I have b...

5
Clockwise has saved me more then once, when I have been short of money very fast and easy to apply Reviewed on: 3rd June 2025
Kiera A's avatar
Kiera A

excellent

5
ive been with clockwise for a lot of years and never had any problems excellent in every way Reviewed on: 3rd June 2025
james neat's avatar
james neat

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