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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Very simple process staff were very helpful and coul...

5
Very simple process staff were very helpful and couldn’t do enough to help Reviewed on: 5th May 2025

Very quick and helpful highly recommended

5
Very quick and helpful highly recommended Reviewed on: 4th May 2025

Excellent company

5
Extremely easy to use helpful staff and very understanding when you need to talk to them about help and loans Reviewed on: 4th May 2025

Easy process to apply for loan and quick payout once...

5
Easy process to apply for loan and quick payout once it's confirmed. Making sure you don't top up your loan within 4 months is a good idea too. The set up is really straight forward on their app, easy to see what's going on with your money and account payments . Reviewed on: 3rd May 2025

Christy thinks CLOCKWISE IS AMAZING!!!!!

5
I’ve always had no problems with clockwise it is amazing and financially good for everyone. The staff on the phone are always so helpful, kind, excellent at their job and try and help you in the best way they can. The phone line is never a long wait. The online service is easy access and very straightforward. If you have any questions online they are very quick to answer back. All I can say about clockwise is positive. I’d like to say thank you to clockwise for being an amazing service. Amazing. Reviewed on: 3rd May 2025

Clockwise Bank was my support since I started with t...

4
Clockwise Bank was my support since I started with them till now Reviewed on: 2nd May 2025

They have always been helpful when I have rang them...

5
They have always been helpful when I have rang them Reviewed on: 2nd May 2025

I have had only had a great experience using Clockwise.

5
I have had only had a great experience using Clockwise. Whenever I have needed information or just a general question, my advisor has always messaged at their earliest convenience and helped me the best way they can. I have already recommended clockwise to family and friends. Reviewed on: 2nd May 2025

Excellent service

5
Very quick and simple with no nasty surprises Reviewed on: 2nd May 2025

Quick process

5
Quick process and helpful. I phoned a couple if times to get advice and to help process my loan. Money was available instantly. Reviewed on: 2nd May 2025

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