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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

There was a time I needed a loan slightly earlier th...

There was a time I needed a loan slightly earlier than my eligible top up date .. I rang customer service n explained my situation and they put it through.. Reviewed on: 2nd May 2025

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

I've found clockwise credit union easy and affordabl...

I've found clockwise credit union easy and affordable to repay back loans. The customer service staff are very friendly and helpful. It's quick and easy to apply for a loan with no upfront fees. Reviewed on: 2nd May 2025

Very helpful with supporting me in times of need.

Very helpful with supporting me in times of need. Money was transferred quickly and they help me to save too Reviewed on: 2nd May 2025

Excellent service.

Excellent service. Got me out of a tight spot. Reviewed on: 2nd May 2025

Better than most major banks always available on any...

Better than most major banks always available on anything u need Reviewed on: 2nd May 2025

I never thought I could get credit .

I never thought I could get credit . I was encouraged by a friend to open an account with the credit union and I did. Evert say I would ask my son to do lodgement at the library. I was no sooner want a loan and there was no hesitation I told the truth about my credit snd I was offered a loan after do many years I am proud to be a member and continue to save with the credit union Reviewed on: 1st May 2025

Clockwise is fast affordable and straight forward ea...

Clockwise is fast affordable and straight forward easy applications great customer service and great facility Reviewed on: 1st May 2025

Always quick and easy to use.

Always quick and easy to use I have been with clockwise credit union for a few years now and never had any problems. Reviewed on: 1st May 2025

It got me out of trouble I’m trying to raise money f...

It got me out of trouble I’m trying to raise money for my son who going to court to fight dvla to become a paramedic Reviewed on: 1st May 2025

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