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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4557 reviews)

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4.79

Based on 4,557 reviews, last reviewed 11th Aug 2026

26% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

Has been there evrey time ive needed them but can be...

Has been there evrey time ive needed them but can be high payment rates when ive had to pay it back but they have always helped me when ive really needed helping so thats whats counts . Reviewed on: 6th July 2026

Very good staff excellent communication skills and r...

Very good staff excellent communication skills and resilience. Reviewed on: 6th July 2026

My best friend lost her closest family member that h...

My best friend lost her closest family member that help nurtured her growing up when her parents passed. She ran out of options and got rejected so many times whilst trying with other credit agencies until she came across them . She was accepted and repayment options was fair and everything went smoothly. Saved her from depression and made her work harder without worrying being under pressure. Very good company Reviewed on: 5th July 2026

Friendly understanding staff

Friendly understanding staff in branch. Okay rates on loans and they always have your best interest in mind. They always put their customers first Reviewed on: 5th July 2026

Rate only 8-9, Not 10, becouse too long need to wait...

Rate only 8-9, Not 10, becouse too long need to wait to aprove the loans. Reviewed on: 5th July 2026

Always excellent customer service

Always excellent customer service Reviewed on: 4th July 2026

Easy affordable loans helpful staff, easy access

Easy affordable loans helpful staff, easy access Reviewed on: 4th July 2026

Hopefully

good start for my credit history Reviewed on: 4th July 2026

Fast easy loans

Fast easy same day loans at affordable repayments. You can even save money with them. Everything can be done online after your have had your first loan approved. Staff inside the bank are all super friendly and helpful and they help you step by step with joining. I would 100% recommend to a friend and have done many times. Reviewed on: 4th July 2026

Fantastic service helped turn my hobby into a business!

I cannot recommend Clockwise Credit Union enough. I approached them for a personal loan to help fund the transition of a long-term hobby into a proper business venture, and the entire experience was outstanding. Unlike traditional high street banks that often rely on rigid, automated algorithms, Clockwise looked at my actual situation. The application process was straightforward, transparent, and incredibly fair. Their team was supportive, communicative, and genuine throughout. Thanks to their affordable rates and efficient service, I was able to secure the necessary equipment and materials to get my venture off the ground. If you are looking for a financial institution that genuinely invests in local people and their ambitions, look no further than Clockwise. Reviewed on: 4th July 2026

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