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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

hassgreat service free and I have no worr...

5
Very easy to identify hassle free and I have no worries with using them Reviewed on: 29th April 2025

Great customer service

5
Great customer service, very quick. Reviewed on: 29th April 2025

From loan to savings

5
I was unable to get a loan from anywhere else when times were tough on maternity leave. A friend recommended clockwise loans, I had my child benefit paid into my clockwise account to pay back the loan. I ended up paying it back early and now it's great for savings as I don't use this account for anything else, so the child benefit builds up each week. Reviewed on: 29th April 2025

Good friendly customer service

5
Was a with Notts lincs credit union before clockwise taken over cannot fault the credit union never had any problems and they have always been helpful i always recommend them to anyone who’s looking for a loan or to build credit Reviewed on: 29th April 2025

Perfect service

5
So seamless and helpful from the very start, couldn’t recommend them more for how clear they made everything and helped when I really needed it! Perfect communication and advice Reviewed on: 29th April 2025

Needed a small bridge loan they didn't judge and hel...

5
Needed a small bridge loan they didn't judge and helped me out on good terms Reviewed on: 29th April 2025

Helped me get back on track I’ll be forever grateful

5
Helped me when I was desperate because no one else would due to me going through a rough patch and break up. And I will be forever grateful as I’ve managed to get back on track now Reviewed on: 29th April 2025

supported me during a difficult time and the added b...

5
supported me during a difficult time and the added bonus of saving along side my loan repayment is brilliant! Staff always very polite and helpful weather thats in person or on the phone! Reviewed on: 29th April 2025

Clockwise help me when I was going through a tough t...

4
Clockwise help me when I was going through a tough time Reviewed on: 29th April 2025

Everything ran smoothly from beginning to end

5
Everything ran smoothly from beginning to end Reviewed on: 29th April 2025

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