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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Highly recommended

5
My personal circumstances have always been taken in to careful consideration and loans have been given based on affordability. Communication through the app has always been professional and staff on the phone are very polite and helpful. I would highly recommend clockwise to anybody requiring savings or loans. Reviewed on: 29th April 2025

I received a really smooth experience transaction wa...

5
I received a really smooth experience transaction was easy and has really helped myself and my family having this option available Reviewed on: 29th April 2025

Excellent customer service, easy application forms a...

5
Excellent customer service, easy application forms and quick responses. Would definitely recommend. Reviewed on: 29th April 2025

The highest quality

5
Very good service, simple application, low interest rate, Reviewed on: 29th April 2025

Don’t let that 1 bad experience ruin a good 1 for you

5
On the phones theirs a woman who’s very questionable with her approach to your problems. But everyone else I’ve come across have been amazing. I had issues with my Reviewed on: 29th April 2025

Excellent customer service and all round great exper...

5
Excellent customer service and all round great experience Reviewed on: 29th April 2025

amazing work

5
Every step of the process was easy and everyone I spoke to on the phone and in person were very helpful and patient. The application itself was really easy to go through and apply aswell. Reviewed on: 29th April 2025

Always there when you need a little extra cash, the...

5
Always there when you need a little extra cash, the app keeps you updated with your balance, payments, too up available ect Reviewed on: 29th April 2025

Always helpful and fast with savings

5
Always helpful and fast with savings Reviewed on: 29th April 2025

There very helpful.

4
There very helpful... And there rates are reasonable Reviewed on: 29th April 2025

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