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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Creditspring to the rescue

I somehow found myself in a dark place with next to no credit rating ,Creditspring came to the rescue by trusting me with a loan (which has been repaid.my credit rating has also gone up . Reviewed on: 29th April 2025

Really good customer service and if you need a lone...

Really good customer service and if you need a lone easy to take Reviewed on: 29th April 2025

My family loan

I desperately needed a loan due to having a few months off work because of my mental health, and clockwise credit union helped me with a £500 loan. The online application was easy and when I needed to talk to someone, customer service were excellent. My child benefit is automatically paid into my clockwise account and I can withdraw the remaining amount that's not needed for my loan payment. Reviewed on: 29th April 2025

clockwise has been very helpful to i would highly re...

clockwise has been very helpful to i would highly recommend them to friends and family. They give very good customer service Reviewed on: 29th April 2025

Clockwise brilliant company.

Clockwise was very helpful helped me when I needed them. Only a call away or message them they get back in touch straight the way. I've been using clockwise for many years now. Brilliant service . Reviewed on: 29th April 2025

My experience was very good, the customer service is...

My experience was very good, the customer service is excellence. Reviewed on: 29th April 2025

Fell like it’s gives those that can’t get a loan a s...

Fell like it’s gives those that can’t get a loan a second chance. Reviewed on: 29th April 2025

I had a fee issues logging in at first customer serv...

I had a fee issues logging in at first customer service and helpmtowards my new loan was amazing :) Reviewed on: 29th April 2025

Loan experience

I was part of the recent merger with Notts and Lincs Credit Union. The change was seamless, and I’ve had no issues. My loan is easy to manage online and when I’ve asked a question it has been answered quickly. Reviewed on: 29th April 2025

Fantastic company

I’ve been with Clockwise over 10 years and they’ve been fantastic at helping me out in times of need with affordable loans and great rates. I would highly recommend this company for affordable loans for families. Reviewed on: 29th April 2025

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