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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,404 reviews, last reviewed 2nd Jul 2026
67250% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Every time I have needed a loan for either a holiday... Every time I have needed a loan for either a holiday or car repairs they have been very good to me and very efficent. Reviewed on: 2nd July 2026
John C's avatar
John C

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4407)

Only knew about clockwise the other month wish I wou...

5
Only knew about clockwise the other month wish I would of known sooner very easy process will definitely recommend Reviewed on: 9th July 2025

Came in handy when it was really needed covered the...

5
Came in handy when it was really needed covered the bills and kept my lights on Reviewed on: 8th July 2025

Very helpful and friendly good customer service

5
Very helpful and friendly good customer service Reviewed on: 8th July 2025

Interest rates are very high.

3
Interest rates are very high. I understand with poor credit I pay more but their rates seem exploitive. Reviewed on: 8th July 2025

Bin using for over 5years brilliant for low income f...

5
Bin using for over 5years brilliant for low income family Reviewed on: 8th July 2025

Always been there when I needed financial help and t...

5
Always been there when I needed financial help and the repayment options are great Reviewed on: 8th July 2025

Very efficient.

5
Very efficient. Straight forward & simple. Reviewed on: 8th July 2025

Had a fair few loans with clockwise credit union th...

5
Had a fair few loans with clockwise credit union they have really helped me I would recommend to anyone. Reviewed on: 8th July 2025

Great customer service, great ways to help save, goo...

5
Great customer service, great ways to help save, good clear simple ways to apply for funds Reviewed on: 8th July 2025

I’ve been with clockwise for 7 years now , I love th...

5
I’ve been with clockwise for 7 years now , I love the fact I get an option of a top up ever so often really helps in time of need Reviewed on: 8th July 2025

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