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Clockwise Credit Union: Personal loans reviews

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4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K
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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Very easy process, BUT

5
Very easy process, was very back and forth with the adviser though about proof of setting up my standing order which was frustrating he didn't really explain properly what I needed to do, but I worked it out myself. If I wasn't tech savvy I wouldn't have known, so that could have been abit bad if it was somebody that wasn't. But apart from that, it was smooth. Reviewed on: 15th April 2025
sophie c's avatar
sophie c

I've been with clocks a few years now it very good b...

5
I've been with clocks a few years now it very good but the intrest in laods are very high Reviewed on: 15th April 2025
Jade's avatar
Jade

Amazing experience, lovely staff very helpful

5
Amazing experience, lovely staff very helpful Reviewed on: 15th April 2025
Rhianne L's avatar
Rhianne L

Very helpful always kept you informed

5
Very helpful always kept you informed Reviewed on: 15th April 2025
Lester a's avatar
Lester a

always friendly and very quick to sort out loans and...

5
always friendly and very quick to sort out loans and any questions Reviewed on: 15th April 2025
ruth c's avatar
ruth c

Amazing would recommend to everyone they are fast ea...

5
Amazing would recommend to everyone they are fast easy and reliable Reviewed on: 15th April 2025
Brandon D's avatar
Brandon D

Really easy to apply very helpful staff

5
Really easy to apply very helpful staff Reviewed on: 15th April 2025
Naomi C's avatar
Naomi C

An inclusive Credit Union, with good customer service.

4
An inclusive Credit Union, with good customer service. Only a few complaints: Slow Interaction, High APR & slightly controlling. Other than that, most interactions are almost perfect and not stressful. The app works seamlessly, contacting the Credit Union has been made simple; with many ways in contacting them. Overall, in my own opinion, the Credit Union is: in good working order, with only a few tweaks to make it perfect. Reviewed on: 15th April 2025
Elliot's avatar
Elliot

Quick and easy loans, a little high on the apr inter...

5
Quick and easy loans, a little high on the apr interest but overall had no real issues . Always someone available to help if you are struggling with anything. Wait times aren’t that long Reviewed on: 15th April 2025
Kirsty B's avatar
Kirsty B

Great experience and easy online use

5
Great experience and easy online use Reviewed on: 15th April 2025
Zoe's avatar
Zoe

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