Smart Money People Logo

Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Review Clockwise Credit Union: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review

Clockwise Credit Union Personal loans reviews (2928)

Great customer service very understanding easy repay...

5
Great customer service very understanding easy repayment options Reviewed on: 4th June 2024

Very friendly people

5
Very friendly people who help you whatever your situation without making you feel uncomfortable Reviewed on: 4th June 2024

Always there to help and listen no matter how big or...

5
Always there to help and listen no matter how big or small your question is, taking the time to make you feel more comfortable about the decisions your making when it comes to getting financial help. Reviewed on: 4th June 2024

Very good for loans with low interest and savings to...

4
Very good for loans with low interest and savings to help pay the loan if you don't have the cash one month Reviewed on: 4th June 2024

They care

5
Friendly, caring understanding your situation. Explain patiently everything you need to know. I wouldn't hesitate to use them again and would recommend them. Reviewed on: 4th June 2024

So easy and application are quick and effective

5
So easy and application are quick and effective Reviewed on: 4th June 2024

Loan application

5
Had a loan.. Customer service were very helpful, easy to apply and monies in bank within a few days Reviewed on: 4th June 2024

Friendly helpful and good value

5
I have been with notts and lincs credit union for many years now they have always helped when I've needed it.. Definitely good value for money.. Always kind and friendly and happy to help they always try and help Reviewed on: 4th June 2024

They helped me we I needed them to the most...

5
They helped me we I needed them to the most Reviewed on: 4th June 2024

Very easy and helpful

5
Very easy and helpful smooth process and quick pay out Reviewed on: 4th June 2024

Do you have a different Clockwise Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Clockwise Credit Union?

    View all products