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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4409 reviews)

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4.79

Based on 4,409 reviews, last reviewed 3rd Jul 2026

67500% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

really liked I really liked the service, everything is very cool Reviewed on: 3rd July 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4409)

Would definitely recommend

Perfect great staff very helpful. Easy to apply. Easy to top up your loans Reviewed on: 5th July 2025

Helping those who need it most

Clockwise has helped me to remain afloat and gives me the opportunity to do so at a reasonable rate. Reviewed on: 5th July 2025

Beat this other lenders!

Everytime I have applied it has been super straightforward, staff have been upfront and honest. Repaying via the app is automatically taken from my bank account and I don't even have to think about it. I also love that it takes a little nugget and puts it into savings for me!! Reviewed on: 5th July 2025

they’re very fast and helpful, they don’t take more...

they’re very fast and helpful, they don’t take more then you can afford but help you to pay back as quickly as possible Reviewed on: 5th July 2025

Amazing loan option without affecting credit.

I used Clockwise for the first time as a quick way of getting money to use for our holiday spending money without the worry of needing to save up beforehand. I use it every year now for the same thing and they take the money from my child benefit and I get the rest after they take their money from it. Its helped me also save as I keep my child benefit in the account to save for Christmas and childrens birthdays. Its been amazing help and the customer service team are great anytime I have needed to update a loan or apply for a new one. Reviewed on: 5th July 2025

I urgently needed a loan and I applied for a loan he...

I urgently needed a loan and I applied for a loan here and my application was processed very quick. Everytime I sent a message for my application, I was answered promptly. I was given a loan accordingly and the process was very quick according to how i quick I was to provide the required documents feom my side. Reviewed on: 5th July 2025

Came across as very unprofessional.

Came across as very unprofessional. Reviewed on: 4th July 2025

was able to get a loan when i was struggling.

was able to get a loan when i was struggling. clockwise team is helpful and kind and understanding of all circumstances Reviewed on: 4th July 2025

Very much appreciated for good understanding and hel...

Very much appreciated for good understanding and help with current account and loan account. Reviewed on: 4th July 2025

I have recommended clockwise to many friends & also...

I have recommended clockwise to many friends & also family members as it helped me out at a very unfortunate time in need. I have been with these for many years now and I have always felt reassured and if ever I have had as concern of misunderstanding I have always had everything explained to me and have felt alott more understanding. Reviewed on: 4th July 2025

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